MoneyToring Archive

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Personal Cash Management Tips for the Money-Savvy and the Clueless

Most people do not appreciate a methodical approach to budgeting and anything monetary. They usually just try to tuck away a portion of what they earn and hope for the best. Individuals who have several responsibilities just cannot afford to bank their financial wellbeing to such a simple practice. This is where

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Diversification: An Investor’s Safety Net

Risks and rewards are part of investing. The golden rule is to minimise first the risks to make sure that you can maximise the rewards. Doing this, however, is always easier said than done. Investors looking to reduce risks often turn to diversification, a method of spreading assets across different forms of

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2008, 2014 and the Optimistic Future of the U.S. Economy

December this year is more promising than the past five ones, when almost everyone struggled. Today, economists the world over are optimistic about the resurgence of the U.S. economy. Auto giants are producing decent cars again and banks are reaping the benefits of their swift actions to prevent further financial impasse. More

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The Collectibles: Types of Australian Silver Bullion Coins

Coin collecting is among the oldest hobbies ever known. Many collect coins as a hobby, but there are also those who end up doing it for investment. The historical value of coins reflects the changes in culture, society, and technology of the country where they are sold. In Australia, for instance, the

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Until Debts Do Us Part: Settling Marital Debts

Most divorce proceedings involve the splitting of marital assets between the couple. As both have equal access to the assets they have accumulated during the time they were married, the court has to divide them equally between them, as well. Only few are aware, however, that apart from assets, couples have to

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How Increasing Workplace Safety Saves Money

Keeping employees safe is important to any business, but many simply think of it as an unavoidable expense. These business owners may even cut corners or simply do the bare minimum that the law requires. But it is far more accurate to think of safety as an investment that pays off in