Important FAQs About Growing Old in Maryland

Elderly couple jogging in the parkThe senior population in Maryland is increasing. From 2015 to 2030, their group will grow by a whopping 40%. At the end of the forecast period, there will be almost 2 million people who are at least 60 years old. How does aging look like in the state?

These FAQs can give you some ideas:

What are the common living arrangements for seniors in Maryland?

There are no official statistics for this one, but reports show that they are no different from the rest of the country. The most common options include assisted living facilities and nursing homes. A growing number of them, though, prefer to age in place. It then increases the need for senior home health care services in Bel Air and other locations in Maryland.

In this arrangement, professionals visit the house of the older adults according to a pre-determined schedule or on an as-needed basis. It also complements the multi-generational setup in many Maryland households. Caregivers, for example, can begin their work when family carers need to work or rest.

How much is the healthcare costs in Maryland?

Maryland has one of the lowest costs of healthcare, according to a report by the Network for Regional Healthcare Improvement. Medications, lab procedures, and doctor’s visits are about 13% more affordable than other states.

The report also cited its insurance model as one of the reasons. Both the private insurers and Medicare pay the same rates regardless of how much the hospitals charge for their services. Note, though, that the research doesn’t cover all states. It only includes Oregon, Utah, Maryland, Minnesota, and Colorado.

What are the senior care programs available in Maryland?

One of the primary objectives of the state is to prevent the institutionalization of older adults in nursing homes. Instead, it encourages them to stay in their property. In line with this, Maryland introduced a grant program that provides financial assistance for home renovation. Residents at least 55 years old can modify their homes to make them senior-friendly. These may include the installation of railings, widening of the hallways, or conversion of a room downstairs into a bedroom.

With this information, it seems growing old in Maryland isn’t bad after all. Needless to say, it’s best to be ready. Be proactive by taking care of yourself while you still can, making sure you have enough insurance coverage and a medical plan.